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Virinchi Limited was founded in 1991. It is a BSE listed Healthcare and Fintech company with a Market leading Loan Management System for Short Term Micro Credit Industry, Full Scale IT services with deep competency in Analytics & Mobility and Healthcare Delivery Business in India comprising Three Operating Hospitals with a Pan-India Healthcare Mobility solution.
The company has recently released India’s first downloadable instant settlement credit card named vCard.
What is vCard:
vCard is an app-based personal credit card, offered to the customers in partnership with several banks. You can borrow any amount as you required, ranging from Rs.3000 to Rs.5 lakhs, relying on your credit limit that is set by the banking partners of vCard. The unique thing about vCard is that they charges interest only the amount you use.
vCard is the first credit card in India which allows you App based UPI payment to any QR – BHIM UPI, PhonePe, Google Pay, PayTM, and Whatsapp etc. vCard app is available on both Google playstore and Apple’s app store.
Other than App, your bank will also send you a physical card which can be used fro swiping while shopping. The “vCard” credit card is linked to the app, you can track all your transactions. As per your monthly billing cycle, you can pay the outstanding. You will not be charged any interest or hidden fees until the payment due date.
vCard allows you to earn reward points for your spending through online and offline mode like Shopping, Dining, Travel, Grocery etc. vCard brings you sophisticated AI tools to understand your preferences and match to only relevant merchant offers to give you unique, local and relevant offers only.
Checkout this Video of vCard founder and CEO Vishal Ranjan, talking about vCard.